Sunday, November 2, 2008

Government Employees Insurance Company

Some of the commercials are amusing. I decided to see what my quote would actually be. I've been a Progressive customer for more than 5 years and have been pleased with their rates and service. Hawaii is the third state where I've used Progressive. The rates were lowest for me in Georgia and New Hampshire and I assumed they would be lowest for me in Hawaii. My thought was if Progressive charged me more in Hawaii, I'd look elsewhere. My six month premium in Hawaii with Progressive was $819. That's lower than what I paid in New Hampshire, but higher than Georgia. As long as it wasn't more than what I was paying most recently, I was happy.

I checked GEICO today and come to find out that the same coverage with them would cost me $356 every six months. In other words, it's $463 cheaper.

So I changed to GEICO today. I started the new policy and set up EFT for payment. I was paying $137 per month with Progressive. With GEICO, it comes out to around $59 per month. Each carrier adds in payment fees or processing fees and nonsense like that, but $59 per month is way less than what I am paying with Progressive.

I called up Progressive to cancel and they asked why I was changing and I told them what GEICO had quoted me. Progressive's attitude has always been very helpful and understanding when they are not necessarily the lowest for you in a particular market. The representative I spoke too was a little disbelieving that $356 was my quote. She went on to say that in her experience, most Progressive customers who change to GEICO end up coming back after the first 6 month policy renews. Apparently the rates go up after the fact. I'm not really sure if that's the case or not. Even if it is, I can always go back to Progressive if they are cheaper.

I now get to say what they say in the commercials:

I just saved hundreds of dollars on my car insurance by switching to GEICO!

Now to go work on my voip phone setup and call people to test out the connection and ask, "can you hear me now?"

1 comment:

Ed said...

Geico was cheaper for us in Oklahoma and also here in Georgia.